The First NL sees Opatija take on Karlovac 1919 on Friday 20 February, kicking off at 14:30 (WAT) at Stadion Kantrida. Opatija are 9th with 17 points from 12 games (in the bottom half), while Karlovac 1919 sit 13th on 14 points (in the bottom half). Only 3 points separate the two sides, so there is plenty riding on it.
Goals outlook
Our model expects about 2.2 goals: 1.1 for Opatija and 1.1 for Karlovac 1919. That points to a tight game – under 2.5 goals is 63% likely.
Our pre-match pick was Both teams to score – a 52% chance at odds of 2.05, above our fair price of 1.92, so there is value in it. Predicted score: Opatija 1–1 Karlovac 1919. Bets settle on the 90-minute score. Predictions are estimates, not guarantees – 18+, bet responsibly.
Win chances
Opatija37%fair 2.69 · @2.50
Draw26%fair 3.83 · @2.70
Karlovac 191937%fair 2.72 · @2.70
2.19Expected goals
1.10Opatija xG
1.09Karlovac 1919 xG
52%Both score
37%Over 2.5
Most likely scores
1–113%
1–012%
0–112%
0–011%
2–17%
1–27%
From our goals model: Opatija 1.1 – 1.1 Karlovac 1919 expected. Correct scores are long shots even at the top of this list.
Every market, with fair odds
Market
Most likely
Chance
Fair odds
Bookmaker
Match result
Opatija to win✓
37%
2.69
2.50
Double chance
Either team to win✓
74%
1.35
1.40
Both teams to score
Both teams to score✓
52%
1.92
2.05 ▲
Over/under 1.5 goals
Over 1.5 goals✓
64%
1.56
–
Over/under 2.5 goals
Under 2.5 goals✗
63%
1.60
–
Over/under 3.5 goals
Under 3.5 goals✓
82%
1.22
–
Half-time result
Level at half-time✓
48%
2.10
–
Half-time / full-time
HT Opatija / FT Opatija✗
20%
5.02
–
Correct score
Correct score 1–0✗
12%
8.13
–
Form
Opatija
No recent results on record.
Karlovac 1919 – last 1
W
13 Feb
vs Bsk Bijelo Brdo
1–0
W
1.0Scored / game
0.0Conceded / game
0%Both scored
0%Over 2.5
Head to head
No previous meetings on record between Opatija and Karlovac 1919.
What is the prediction for Opatija vs Karlovac 1919?
Our pick is Both teams to score with a 52% chance, at bookmaker odds of 2.05.
Who will win Opatija vs Karlovac 1919?
On our numbers Opatija have a 37% chance of winning, the draw 26% and Karlovac 1919 37%.
How many goals will there be in Opatija vs Karlovac 1919?
We expect about 2.2 goals. Over 2.5 goals is 37% likely and both teams score 52% of the time on our projection.
What is the predicted score for Opatija vs Karlovac 1919?
Our predicted score is Opatija 1–1 Karlovac 1919, the most likely score that fits our pick. We expect about 2.2 goals in total.
When is Opatija vs Karlovac 1919?
Opatija vs Karlovac 1919 (First NL) kicks off on Friday 20 February 2026 at 14:30 (West Africa Time) at Stadion Kantrida.
Analysis by the Footrivo model, blended with bookmaker prices. Kick-off times shown in your local time. Predictions are estimates, not guarantees – 18+, please bet responsibly.